Missing one document can delay sanction by weeks. Use this checklist before you visit the bank — we help MSMEs in Gujarat prepare files that match each lender's format.
Banks reject or return files when ITR figures do not match bank credits, GST is inactive, or co-applicant KYC is incomplete. A clean file speeds up credit committee approval.
KYC & business proof
PAN, Aadhaar, GST registration (if applicable), partnership deed or MOA/AOA, and shop establishment or trade licence.
Financials
Last 2–3 years ITR with computation, 6–12 months bank statements, GST returns for recent quarters, and existing loan statements if any.
Documentation varies by loan type — working capital, term loan, or machinery finance. We map your need to the right product and lender. Explore business loan options.
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