/* Prarvi — Visual loan product pages (works with legacy header) */

@import url("https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&display=swap");

.loan-visual {
  --loan-navy: #0b0a88;
  --loan-teal: #55d1cb;
  --loan-text: #1a1a2e;
  --loan-muted: #5c6370;
  --loan-bg: #f6f8fc;
  --loan-radius: 14px;
  font-family: "Plus Jakarta Sans", system-ui, sans-serif;
  color: var(--loan-text);
}

.faq-area.loan-visual--mounted {
  padding: 0 !important;
}

.faq-area.loan-visual--mounted > .container > .row > h2,
.faq-area.loan-visual--mounted .faq-accordion {
  display: none !important;
}

/* Hero */
.loan-hero {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  text-align: center;
  background-color: var(--loan-navy);
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}

.loan-hero__inner {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  width: min(1140px, 92vw);
  max-width: 52rem;
  margin: 0 auto;
  padding: clamp(3rem, 8vw, 4.5rem) clamp(1rem, 4vw, 1.5rem);
  text-align: center;
}

.loan-hero__breadcrumb {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 0.35rem 0.5rem;
  margin: 0 0 1rem;
  padding: 0;
  list-style: none;
  font-size: clamp(0.8125rem, 1.5vw, 0.9375rem);
  font-weight: 600;
}

.loan-hero__breadcrumb a {
  color: rgba(255, 255, 255, 0.85);
  text-decoration: none;
}

.loan-hero__breadcrumb a:hover {
  color: var(--loan-teal);
}

.loan-hero__breadcrumb li:not(:last-child)::after {
  content: "/";
  margin-left: 0.5rem;
  color: rgba(255, 255, 255, 0.45);
}

.loan-hero__breadcrumb li:last-child {
  color: var(--loan-teal);
}

.loan-hero__title {
  margin: 0 0 0.75rem;
  width: 100%;
  font-size: clamp(2.25rem, 6.5vw, 3.75rem);
  font-weight: 800;
  line-height: 1.08;
  letter-spacing: -0.03em;
  color: #fff;
  text-wrap: balance;
}

.loan-hero__tagline {
  margin: 0 auto 1.35rem;
  max-width: 42rem;
  font-size: clamp(1.0625rem, 2.2vw, 1.25rem);
  font-weight: 500;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.92);
  text-wrap: balance;
}

.loan-hero__actions {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.75rem;
}

.loan-hero__btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  min-height: 2.75rem;
  padding: 0 1.35rem;
  font-size: 0.9375rem;
  font-weight: 700;
  text-decoration: none;
  border-radius: 999px;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.loan-hero__btn--primary {
  color: var(--loan-navy);
  background: linear-gradient(135deg, #9ef8f5 0%, var(--loan-teal) 100%);
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.2);
}

.loan-hero__btn--primary:hover {
  color: var(--loan-navy);
  transform: translateY(-2px);
}

.loan-hero__btn--ghost {
  color: #fff;
  border: 2px solid rgba(255, 255, 255, 0.55);
}

.loan-hero__btn--ghost:hover {
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
}

/* Highlights strip */
.loan-highlights {
  background: var(--loan-bg);
  border-bottom: 1px solid #e2e8f0;
}

.loan-highlights__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
  width: min(1140px, 92vw);
  margin: 0 auto;
  padding: 1.5rem 0;
  list-style: none;
}

.loan-highlights__item {
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
  padding: 0.5rem 1.25rem;
  border-right: 1px solid rgba(11, 10, 136, 0.12);
  transition: transform 0.2s ease;
}

.loan-highlights__item:hover {
  transform: translateY(-2px);
}

.loan-highlights__item:last-child {
  border-right: none;
}

.loan-highlights__item strong {
  display: block;
  font-size: 0.9375rem;
  font-weight: 800;
  color: var(--loan-navy);
  line-height: 1.25;
}

.loan-highlights__item span {
  font-size: 0.8125rem;
  font-weight: 500;
  color: var(--loan-muted);
  line-height: 1.4;
}

/* Body */
.loan-body {
  background: var(--loan-bg);
  padding: clamp(2rem, 4vw, 3rem) 0 clamp(3rem, 5vw, 4rem);
}

.loan-body__inner {
  width: min(1140px, 92vw);
  margin: 0 auto;
}

/* Tabs — segmented pill toggle */
.loan-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  width: 100%;
  margin: 0 0 1.5rem;
  padding: 0.45rem;
  background: #fff;
  border: 1px solid rgba(11, 10, 136, 0.1);
  border-radius: 16px;
  box-shadow: 0 8px 28px rgba(11, 10, 136, 0.07);
  position: sticky;
  top: calc(var(--shell-h, 7rem) + 0.5rem);
  z-index: 50;
}

.loan-tabs__btn {
  flex: 1 1 calc(20% - 0.4rem);
  min-width: 8.5rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.7rem 0.75rem;
  font-family: inherit;
  font-size: 0.8125rem;
  font-weight: 700;
  line-height: 1.2;
  color: var(--loan-muted);
  background: transparent;
  border: 1px solid transparent;
  border-radius: 12px;
  cursor: pointer;
  white-space: nowrap;
  transition:
    color 0.2s ease,
    background 0.2s ease,
    border-color 0.2s ease,
    box-shadow 0.2s ease,
    transform 0.2s ease;
}

.loan-tabs__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  width: 2rem;
  height: 2rem;
  border-radius: 10px;
  background: rgba(11, 10, 136, 0.06);
  transition: background 0.2s ease, transform 0.2s ease;
}

.loan-tabs__btn.is-active .loan-tabs__icon {
  background: rgba(255, 255, 255, 0.18);
  transform: scale(1.05);
}

.loan-tabs__label {
  text-align: left;
}

.loan-tabs__btn:hover {
  color: var(--loan-navy);
  background: rgba(85, 209, 203, 0.1);
  border-color: rgba(85, 209, 203, 0.35);
  transform: translateY(-1px);
}

.loan-tabs__btn:hover .loan-tabs__icon {
  background: rgba(85, 209, 203, 0.22);
}

.loan-tabs__btn:focus-visible {
  outline: 2px solid var(--loan-teal);
  outline-offset: 2px;
}

.loan-tabs__btn.is-active {
  color: #fff;
  background: linear-gradient(135deg, var(--loan-navy) 0%, #1a19b0 100%);
  border-color: transparent;
  box-shadow: 0 6px 18px rgba(11, 10, 136, 0.24);
  transform: none;
}

.loan-tabs__btn.is-active .loan-tabs__icon {
  background: rgba(255, 255, 255, 0.2);
}

.loan-tabs__btn.is-active .loan-tabs__icon .las {
  color: var(--loan-teal) !important;
}

.loan-tabs__icon .las {
  font-size: 1.05rem;
  color: var(--loan-navy);
}

/* Panels */
.loan-panel {
  display: none;
  animation: loanFadeIn 0.35s ease;
  padding: clamp(1.5rem, 3vw, 2.25rem);
  background: #fff;
  border-radius: calc(var(--loan-radius) + 2px);
  border: 1px solid rgba(11, 10, 136, 0.1);
  box-shadow: 0 8px 32px rgba(11, 10, 136, 0.07);
  position: relative;
  overflow: hidden;
}

.loan-panel::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--loan-teal) 0%, var(--loan-navy) 100%);
}

.loan-panel.is-active {
  display: block;
}

@keyframes loanFadeIn {
  from {
    opacity: 0;
    transform: translateY(8px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.loan-panel__head {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
  align-items: center;
  margin-bottom: 1.75rem;
}

.loan-panel__head--solo {
  grid-template-columns: 1fr;
}

.loan-panel__eyebrow {
  display: inline-block;
  margin-bottom: 0.45rem;
  font-size: 0.6875rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--loan-teal);
}

.loan-panel__head-text h3 {
  margin: 0 0 0.85rem;
  font-size: clamp(1.35rem, 3vw, 1.65rem);
  font-weight: 800;
  color: var(--loan-navy);
  line-height: 1.25;
}

.loan-panel__lead {
  margin: 0;
  padding: 1rem 1.1rem;
  font-size: 1.0625rem;
  line-height: 1.75;
  color: var(--loan-text);
  background: linear-gradient(135deg, rgba(85, 209, 203, 0.14) 0%, rgba(11, 10, 136, 0.04) 100%);
  border-left: 3px solid var(--loan-teal);
  border-radius: 0 12px 12px 0;
}

.loan-panel__figure {
  margin: 0;
  border-radius: var(--loan-radius);
  overflow: hidden;
  box-shadow: 0 12px 36px rgba(11, 10, 136, 0.12);
}

.loan-panel__figure img {
  display: block;
  width: 100%;
  height: min(280px, 40vw);
  object-fit: cover;
}

/* Overview body copy */
.loan-article {
  margin-top: 1.75rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(11, 10, 136, 0.1);
}

.loan-article__heading {
  margin: 0 0 1rem;
  font-size: 0.8125rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--loan-navy);
}

.loan-details {
  display: flex;
  flex-direction: column;
  gap: 1.35rem;
}

.loan-detail {
  margin: 0;
  padding: 0 0 1.35rem;
  border-bottom: 1px solid rgba(11, 10, 136, 0.08);
}

.loan-detail:last-child {
  padding-bottom: 0;
  border-bottom: none;
}

.loan-detail__title {
  margin: 0 0 0.65rem;
  font-size: 1rem;
  font-weight: 800;
  color: var(--loan-navy);
  line-height: 1.35;
}

.loan-detail__list {
  margin: 0;
  padding: 0;
  list-style: none;
}

.loan-detail__list > li {
  position: relative;
  margin: 0;
  padding: 0.3rem 0 0.3rem 1.25rem;
  font-size: 0.9375rem;
  line-height: 1.65;
  color: var(--loan-text);
}

.loan-detail__list > li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.72rem;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--loan-teal);
}

.loan-article > p:not(.loan-article__intro) {
  margin: 0 0 1rem;
  padding-left: 1rem;
  font-size: 1rem;
  line-height: 1.8;
  color: var(--loan-text);
  border-left: 2px solid rgba(85, 209, 203, 0.45);
}

.loan-article > p:last-child {
  margin-bottom: 0;
}

.loan-prose > p {
  margin: 0;
  font-size: 1rem;
  line-height: 1.8;
  color: var(--loan-text);
}

/* Line Awesome icons */
.loan-visual i.las,
.loan-visual i.lab {
  font-family: "Line Awesome Free" !important;
  font-weight: 900 !important;
  font-style: normal;
  display: inline-block;
  line-height: 1;
  -webkit-font-smoothing: antialiased;
}

.loan-visual .loan-icon-badge {
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2rem;
  height: 2rem;
  border-radius: 8px;
  background: #55d1cb;
  color: #0b0a88 !important;
}

.loan-visual .loan-icon-badge i.las {
  font-size: 1.05rem;
  color: #0b0a88 !important;
  -webkit-text-fill-color: #0b0a88;
}

.loan-visual .loan-icon-badge--intro {
  background: rgba(85, 209, 203, 0.35);
}

.loan-visual .loan-icon-badge--highlight {
  width: 2.5rem;
  height: 2.5rem;
}

.loan-visual .loan-icon-badge--highlight i.las {
  font-size: 1.2rem;
}

.loan-visual .loan-icon-badge--alert {
  width: 2.25rem;
  height: 2.25rem;
  background: rgba(85, 209, 203, 0.3);
}

.loan-visual .loan-hero__btn .las {
  font-size: 1.05rem;
  opacity: 1;
}

.loan-visual .loan-tabs__btn .las {
  color: var(--loan-navy);
}

/* Panel intro + content blocks */
.loan-panel--docs.is-active,
.loan-panel--eligibility.is-active {
  scroll-margin-top: calc(var(--shell-h, 7rem) + 5rem);
}

.loan-panel__intro {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  margin-bottom: 1.75rem;
  padding: 1.1rem 1.15rem;
  background: linear-gradient(135deg, rgba(85, 209, 203, 0.1) 0%, rgba(255, 255, 255, 0.95) 100%);
  border: 1px solid rgba(85, 209, 203, 0.25);
  border-radius: 14px;
}

.loan-panel__intro-icon {
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.75rem;
  height: 2.75rem;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--loan-navy) 0%, #1a19b0 100%);
  box-shadow: 0 6px 16px rgba(11, 10, 136, 0.18);
}

.loan-panel__intro-icon .las {
  font-size: 1.2rem;
  color: var(--loan-teal) !important;
}

.loan-panel__intro--warn {
  background: linear-gradient(135deg, rgba(217, 119, 6, 0.08) 0%, rgba(255, 255, 255, 0.95) 100%);
  border-color: rgba(217, 119, 6, 0.25);
}

.loan-panel__intro--warn .loan-panel__intro-icon {
  background: linear-gradient(135deg, #b45309 0%, #d97706 100%);
}

.loan-panel__intro--warn .loan-panel__intro-icon .las {
  color: #fff !important;
}

.loan-visual .loan-panel__intro-copy h3 {
  margin: 0 0 0.35rem;
  font-size: clamp(1.15rem, 2.5vw, 1.35rem);
  font-weight: 800;
  color: var(--loan-navy) !important;
}

.loan-visual .loan-panel__intro-copy p {
  margin: 0;
  font-size: 0.9375rem;
  line-height: 1.65;
  color: var(--loan-muted) !important;
}

.loan-blocks {
  display: grid;
  gap: 1.1rem;
}

.loan-panel--docs .loan-blocks,
.loan-blocks--docs {
  grid-template-columns: 1fr;
  gap: 0.85rem;
}

.loan-panel--docs .loan-block {
  padding: 1.1rem 1.2rem;
}

.loan-panel--docs .loan-block__list > li {
  padding: 0.32rem 0 0.32rem 1.65rem;
  border-bottom: none;
  font-weight: 400;
}

.loan-doc-tip {
  margin: 1.35rem 0 0;
  padding: 0.85rem 1rem;
  font-size: 0.875rem;
  line-height: 1.6;
  color: var(--loan-muted);
  background: rgba(85, 209, 203, 0.08);
  border-left: 3px solid var(--loan-teal);
  border-radius: 0 10px 10px 0;
}

.loan-doc-tip strong {
  color: var(--loan-navy);
}

.loan-panel--eligibility .loan-blocks {
  grid-template-columns: 1fr;
}

.loan-block {
  padding: 1.15rem 1.2rem;
  background: #fafbfd;
  border: 1px solid rgba(11, 10, 136, 0.08);
  border-left: 3px solid var(--loan-teal);
  border-radius: 0 14px 14px 0;
  box-shadow: 0 4px 16px rgba(11, 10, 136, 0.04);
}

.loan-panel--eligibility .loan-block {
  border-left-color: var(--loan-navy);
}

.loan-block__title {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  margin: 0 0 0.75rem;
  font-size: 1rem;
  font-weight: 800;
  color: var(--loan-navy);
  line-height: 1.35;
}

.loan-block__title-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2rem;
  height: 2rem;
  flex-shrink: 0;
  border-radius: 8px;
  background: rgba(85, 209, 203, 0.22);
}

.loan-block__title-icon .las {
  font-size: 1rem;
  color: var(--loan-navy) !important;
}

.loan-block__list {
  margin: 0;
  padding: 0;
  list-style: none;
}

.loan-visual .loan-block__list > li {
  position: relative;
  padding: 0.5rem 0 0.5rem 1.65rem;
  font-size: 0.9375rem;
  font-weight: 500;
  line-height: 1.65;
  color: var(--loan-text) !important;
  border-bottom: 1px solid rgba(11, 10, 136, 0.07);
}

.loan-visual .loan-block__list > li:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.loan-panel--docs .loan-block__list > li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0.55rem;
  font-size: 0.8rem;
  font-weight: 800;
  color: var(--loan-teal);
}

.loan-panel--eligibility .loan-block__list {
  counter-reset: loan-crit;
}

.loan-panel--eligibility .loan-block__list > li {
  counter-increment: loan-crit;
  padding-left: 2.15rem;
}

.loan-panel--eligibility .loan-block__list > li::before {
  content: counter(loan-crit);
  position: absolute;
  left: 0;
  top: 0.45rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 1.4rem;
  height: 1.4rem;
  padding: 0 0.25rem;
  font-size: 0.6875rem;
  font-weight: 800;
  color: #fff;
  background: var(--loan-navy);
  border-radius: 6px;
}

/* Important notes */
.loan-note-list {
  margin: 0;
  padding: 0;
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}

.loan-visual .loan-note-list > li {
  padding: 0.9rem 1rem;
  font-size: 0.9375rem;
  line-height: 1.65;
  color: var(--loan-text) !important;
  background: rgba(85, 209, 203, 0.08);
  border: 1px solid rgba(85, 209, 203, 0.22);
  border-left: 3px solid var(--loan-teal);
  border-radius: 0 10px 10px 0;
}

.loan-visual .loan-note-list > li strong {
  display: block;
  margin-bottom: 0.2rem;
  color: var(--loan-navy) !important;
  font-weight: 800;
}

.loan-visual .loan-note-list > li a {
  color: var(--loan-navy);
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 2px;
}

/* Tips */
.loan-tip-list {
  margin: 0;
  padding: 0;
  list-style: none;
  counter-reset: loan-tip;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}

.loan-visual .loan-tip-list > li {
  counter-increment: loan-tip;
  position: relative;
  padding: 0.9rem 1rem 0.9rem 3rem;
  font-size: 0.9375rem;
  line-height: 1.65;
  color: var(--loan-text) !important;
  background: #fafbfd;
  border: 1px solid rgba(11, 10, 136, 0.08);
  border-radius: 12px;
}

.loan-visual .loan-tip-list > li::before {
  content: counter(loan-tip);
  position: absolute;
  left: 0.85rem;
  top: 0.85rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 1.65rem;
  height: 1.65rem;
  font-size: 0.75rem;
  font-weight: 800;
  color: #fff;
  background: linear-gradient(135deg, var(--loan-navy) 0%, #1a19b0 100%);
  border-radius: 50%;
}

.loan-visual .loan-tip-list > li strong {
  color: var(--loan-navy) !important;
  font-weight: 800;
}

/* Bottom CTA — same hero photo with light scrim (matches page hero) */
.loan-cta {
  position: relative;
  overflow: hidden;
  margin-top: 2.5rem;
  padding: clamp(1.75rem, 4vw, 2.5rem);
  text-align: center;
  border-radius: var(--loan-radius);
  box-shadow: 0 16px 48px rgba(11, 10, 136, 0.2);
  background-color: var(--loan-navy);
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  color: #fff;
}

.loan-cta::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
  border-radius: inherit;
  background: var(--hero-photo-scrim);
}

.loan-cta > * {
  position: relative;
  z-index: 1;
}

.loan-cta h3 {
  margin: 0 0 0.5rem;
  font-size: clamp(1.25rem, 3vw, 1.6rem);
  font-weight: 800;
  color: #fff;
  text-shadow: 0 1px 6px rgba(0, 0, 0, 0.65), 0 1px 2px rgba(0, 0, 0, 0.45);
}

.loan-cta p {
  margin: 0 0 1.25rem;
  color: rgba(255, 255, 255, 0.95);
  font-size: 1rem;
  text-shadow: 0 1px 5px rgba(0, 0, 0, 0.55);
}

.loan-cta .loan-hero__btn--primary {
  margin: 0 auto;
}

body.loan-page-visual {
  background: var(--loan-bg);
}

body.loan-page-visual #main {
  overflow-x: clip;
}

body.loan-page-visual .page-banner {
  display: none !important;
}

@media (max-width: 992px) {
  .loan-highlights__grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .loan-panel__head {
    grid-template-columns: 1fr;
  }

  .loan-panel__figure {
    order: -1;
  }

  .loan-panel--docs .loan-blocks {
    grid-template-columns: 1fr;
  }

  .loan-panel__intro {
    flex-direction: column;
    gap: 0.75rem;
  }

  .loan-tabs {
    top: calc(var(--shell-h, 5.5rem) + 0.35rem);
    flex-wrap: nowrap;
    overflow-x: auto;
    scroll-snap-type: x proximity;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
  }

  .loan-tabs::-webkit-scrollbar {
    display: none;
  }

  .loan-tabs__btn {
    flex: 0 0 auto;
    min-width: 9.5rem;
    scroll-snap-align: start;
  }
}

@media (max-width: 720px) {
  .loan-tabs__btn {
    min-width: 8.25rem;
    padding: 0.65rem 0.7rem;
    font-size: 0.78rem;
  }

  .loan-tabs__icon {
    width: 1.65rem;
    height: 1.65rem;
  }

  .loan-tabs__icon .las {
    font-size: 0.95rem;
  }
}

@media (max-width: 600px) {
  .loan-highlights__grid {
    grid-template-columns: 1fr;
    gap: 0.75rem;
  }

  .loan-highlights__item {
    padding: 0.5rem 0;
    border-right: none;
    border-bottom: 1px solid rgba(11, 10, 136, 0.1);
  }

  .loan-highlights__item:last-child {
    border-bottom: none;
  }

  .loan-panel {
    padding: 1.15rem 1.1rem;
  }

}

@media (prefers-reduced-motion: reduce) {
  .loan-panel {
    animation: none;
  }

  .loan-tabs__btn {
    transition: none;
  }

  .loan-tabs__btn:hover {
    transform: none;
  }
}